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While you don't necessarily need a 20% deposit for your home loan, your savings will play a part in a lenders decision to approve your application, or not.

Being able to show you can save money proves to lenders you're disciplined with your finances, which is an important trait.

Get in touch for help putting together a savings strategy you can stick to! πŸ“²πŸ‘

#bestinterestbrokers #mortgagebrokers #Mortgage #broker #finance #InterestRates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
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While you dont necessarily need a 20% deposit for your home loan, your savings will play a part in a lenders decision to approve your application, or not.

Being able to show you can save money proves to lenders youre disciplined with your finances, which is an important trait.

Get in touch for help putting together a savings strategy you can stick to! πŸ“²πŸ‘

#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

We're practically being beaten over the head with how unaffordable housing is right now, but we're here to remind you it's not all doom and gloom!

Contrary to the constant news reports, you don't need to be on an exorbitant salary to break into the property market.

If you aspire to get on the property ladder, let's sit down together, crunch the numbers, and get clear on what you can afford to borrow and when.

Reach out today to explore your options! πŸ“² 🏑

#bestinterestbrokers #mortgagebrokers #Mortgage #broker #finance #InterestRates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
... See MoreSee Less

Were practically being beaten over the head with how unaffordable housing is right now, but were here to remind you its not all doom and gloom!

Contrary to the constant news reports, you dont need to be on an exorbitant salary to break into the property market.

If you aspire to get on the property ladder, lets sit down together, crunch the numbers, and get clear on what you can afford to borrow and when. 

Reach out today to explore your options! πŸ“² 🏑

#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

Steering through car finance without a guide? Let’s shift that!

Before you sign on the dotted line, you need to explore your options.

Whether you want fee-free extra repayments, no early repayment penalties, low interest rates, flexible terms, a speedy approval, zero hidden fees – or all of the above – it pays to speak with an expert.

After all, your dream car deserves a dream finance deal. Reach out today! πŸ“²πŸš—

#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
... See MoreSee Less

Steering through car finance without a guide? Let’s shift that!

Before you sign on the dotted line, you need to explore your options.

Whether you want fee-free extra repayments, no early repayment penalties, low interest rates, flexible terms, a speedy approval, zero hidden fees – or all of the above – it pays to speak with an expert. 

After all, your dream car deserves a dream finance deal. Reach out today! πŸ“²πŸš—

#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

You're never a loan to us!

You're someone sick of the renting cycle.

You're a family renovating their dream home.

You're an ambitious business owner who wants to build intergenerational wealth.

Whoever you are, we take the time to find out...

Give us a call to put your big plans in motion! πŸ“²πŸ‘

#bestinterestbrokers #mortgagebrokers #Mortgage #broker #finance #InterestRates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
... See MoreSee Less

Youre never a loan to us! 

Youre someone sick of the renting cycle.

Youre a family renovating their dream home.

Youre an ambitious business owner who wants to build intergenerational wealth.

Whoever you are, we take the time to find out...

Give us a call to put your big plans in motion! πŸ“²πŸ‘

#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

When figuring out whether to approve your home loan application, lenders will consider your 'character'.

They basically need to decide whether you're someone who'll pay them back, and how they make this judgment is by looking at your past behaviour.

Every payment you make – or miss – writes a chapter in your credit history, and lenders will take a look at this story to gauge your reliability.

A strong credit history isn't just numbers; it's proof that you're consistently responsible.

So, before applying for a home loan, make sure your credit report is telling the right story! πŸ“„

#bestinterestbrokers #mortgagebrokers #Mortgage #broker #finance #InterestRates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
... See MoreSee Less

When figuring out whether to approve your home loan application, lenders will consider your character.

They basically need to decide whether youre someone wholl pay them back, and how they make this judgment is by looking at your past behaviour.

Every payment you make – or miss – writes a chapter in your credit history, and lenders will take a look at this story to gauge your reliability.

A strong credit history isnt just numbers; its proof that youre consistently responsible.

So, before applying for a home loan, make sure your credit report is telling the right story! πŸ“„

#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
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Mobile service in Northern NSW and South East QLD

Scott Vallender has over 15 years banking and finance experience, and is committed to helping clients with their financing needs, from purchasing their first home, to buying their first investment property, sourcing funds for renovations, upgrading or downsizing, and even financing property through their self-managed super fund. Scott grew up

COVID-19 Support

Its a really challenging time at the moment for all but no doubt we will all come out stronger at the other end.For some of us this means working from home – while keeping their kids from going crazy! Social distancing is an important part of us staying on top

2019 Housing Market Update

CoreLogic has released their latest Housing Market Update. Sydney Dwelling Values are now -13.2% lower than their July 2017 peak.Brisbane Dwelling Values – a popular investment market for Sydney clients are now -1.0% lower than their April 2018 peak.The slowdown in credit growth is mostly due to a reduction in